Islámský finanční systém

Abstract

More than 150 financial institutions are estimated to offer their services in various forms of the Islamic financial system (IFS) in more than 50 countries in the world. The rate of growth of IFS exceeds 15 % p. a. Islam rejects a designated and guaranteed profit and a certain kind of the interest. The IFS follows sharia - an Islamic set of rules. Among the most used financial instruments and techniques in IFS ranks: profit margin or additional costs, leasing, profit sharing, co-partnership, sale contracts, non-interest-loan. Central banks in Islamic world began to appear in 50's and 60's in the 20th century. The petrol trade led to boom of commercial banks in 70's. Islamic capital markets as well as the banking sector are far from making full use of their potential and face barriers.