Srovnání spotřebních úvěrů v České republice

Abstract

This bachelor thesis has the task of comparing, evaluating and subsequent selecting consumer loans offered by banking and non-banking companies in the Czech Republic. These are consumer loans that will have the most suitable conditions for a defined client. Using the methods of multicriteria analysis, we evaluate and then select the most suitable candidate. The theoretical part, which is contained in the first three chapters, will deal with the legal regulation of consumer credit and its characteristics. In the fourth chapter there will be a practical part, which includes the selection of evaluation of solution variants. Several methods were used for comparison (weighted order method, lexicographic method, weighted sum method, TOPSIS method). However, the main method in this work was the Saaty method. In the end, according to the results, we determine the order of profitability of loans for our client.