Komparace produktů investičního životního pojištění a výběr optimálního produktu

Abstract

The aim of this thesis is the selection of optimal product of the variable life insurance. The thesis is outside the introduction and the conclusion divided into three parts. In the first part there is characterized the life insurance as a whole, its role in the economy , benefits for the client and the branches of the life insurance. Furthermore there is described a variable life insurance, its basic parameters and investment options. In theory, this section also describes methods for multi-criteria decision making, the weights and evaluation of alternatives and their distribution. Selected methods are also used in the third, the practical part. The second part focuses on the description of the life insurance market in the Czech Republic. There are selected insurance companies, whose products are further compared. Following is a characteristic of these insurance comapnies and selected products. In the third, practical part, there id described the subject, for which the product of variable life insurance is selected, the are also variants and criteria established for subsequent comparison. Subsequently, the products are compared using the methods of multi-criteria decision making. This process leads to selection of optimal investment life insurance product for a given subject.