Analýza úvěrových produktů pro fyzické osoby

Abstract

ABSTRACT The aim of this bachelor thesis is to analyze the credit products of selected banks functioning in the Czech republic. The thesis is concentrated on the consumerist credits which are determined to natural person- the nonbusinessmen. Theorethical part of this thesis characterizes credit products, describes the bank´s procedure in granting credit and briefs with requirements of the credit contract. In the practical part there is a description and characterization of a four banks and their consumerist credits. For fixing the most expedient credit the Fuller´s method and the Points method is used. The results are gain on the criteria base which are set up by the fictive klient. In fine the results are evaluated. The evaluation is done by using the multicriterial method of the decision-making.