Protizákonné praktiky ve finančním poradenství

Abstract

The aim of this bachelor thesis is to propose methods, procedures, or recommendations for completely, or at least partially, stopping illegal practices in financial advisory. This means for example a regulation of commissions of investment life insurance, and raising financial literacy at schools. Next I deal with an analysis of the current state of financial advisory in the Czech Republic, illegal practices done by financial advisors, and how the involved advisors were consequently sanctioned. I was also looking for factors which influence the attitude of respondents towards this service and if they had any experience with financial advisory. The main contribution of this thesis is to help people differentiate between quality financial advisory and advisors’ unfair practices, and to find methods which would prevent such practices.