Stanovení pojistného pro pojištění budov v závislosti na formě pojistné smlouvy
Loading...
Downloads
2
Date issued
Authors
Horáková, Veronika
Journal Title
Journal ISSN
Volume Title
Publisher
Vysoká škola báňská - Technická univerzita Ostrava
Location
Signature
Abstract
The aim of this diploma thesis is determine insurance premium based on distorted data reflecting the reality for buildings insurance depending on the form of insurance contracts.
The thesis is divided, excepting the introduction and the conclusion, into three main parts. At the first part is characterized insurance industry, insurance and buildings insurance specifically. It also explains basic concepts that are used in the insurance industry. At the end of the first part are decribed the models of risk.
At the second part is focused on the calculation of insurance premium in non-life insurance. It is described determination insurance premium in general and specifically for the various forms of insurance contracts. It is also described net insurance premium derived from models of risk for the form of insurance contracts, that are also presented graphically.
At the third part is characterized the task, for which the insurance premium is calculated, and input data. Subsequently it is determinated ïnsurance payment depending on the amount of damages, net insurance premium and gross insurance premium for individual insurance contracts. At the end of the third part these insurance contracts are compared according to insurance payment and gross insurance premium.
Description
Import 22/07/2015
Subject(s)
insurance premium, derivation of insurance premium, forms of insurance contracts, non-life insurance, buildings insurance