Model hodnocení firmy využitelný pro bankovní financování

Abstract

The submitted diploma thesis provides a comprehensive and integrated picture of significant factors that are taken into account by banks in the case of credit proposal evaluation. The bank risks were characterised, including a necessity of the management of the risks in the framework of rules of regulation. Subsequently, individual areas, on which the bank concentrated during the assessment of client’s credit score, were formulated and described. In the further part of the thesis, the simple solvent model was created and then applied to a real company.