Nemocenské pojištění osob samostatně výdělečně činných

Abstract

The work is focused on the sickness insurance of self-employed. The aim of this work is based on the analysis of effects of parametric changes in the sickness insurance for self- employed sickness insurance to suggest recommendations for streamlining the self-employed sickness insurance. The theoretical part describes the structure of sickness insurance program. Attention is focused on the purpose and basic characteristics of the sickness insurance program, there are explained basic concepts, participation, premium and benefits of self-employed the sickness insurance. The practical part deals with analysis of the impact of parametric changes in the sickness insurance for self employed sickness insurance. There are analyzed reduction limits, daily assessment basis and premium rates for the selected time period 2009 - 2011. In the last chapter are (based on the analysis) formulated recommendations to streamline the self-employed sickness insurance.