Zhodnocení finančních produktů pro zabezpečení na stáří v České republice

Abstract

The subject of this bachelor thesis is to examination the financial market and to select the appropriate options of products for retirement in the Czech Republic. In the first part, there are a detailed description of the current pension system of Czech Republic, his basic functioning, parameters for the calculation of pensions, the conditions of qualifying for a retirement pension a possible types of retirement benefits. In the second part, there are individual products that we can use to retirement, exclusively on the Financial market. In more detail, they are described the complimentary pension savings, which replaced the supplementary pension contribution, next there we can find different variants of life instances, special the investment life insurance and the third is the investment to the mutual funds. In the third practical part, there are compared two comparable products and choosen which is better for three different age categories.