Penzijní připojištění – alternativní forma zhodnocení peněžních prostředků

Abstract

The goal of this diploma thesis is to answer the following questions for the potential supplementary pension insurance client: Why to participate in the supplementary pension insurance; when and in what extent is appropriate to start the participation in order to the standard of living after retiring. The theoretical part of the thesis is devoted to the product of supplementary pension insurance with focus on the importance for an individual, who is a potential participant in supplementary pension insurance. The practical part of the thesis is focused on the analysis of supplementary pension insurance for a potential client of pension fund České pojišťovny. The analysis is demonstrated on examples relevant with a participant at the age of 24 years. Based on the analysis evaluation, there is a modelled example showing how much must a potential client save in order to his/her living standard after retiring.