Analýza a zefektivnění finančního modelu vyhodnocování kreditních rizik

Abstract

The thesis deals with analyzing and streamline of the financial model which is used to evaluate credit risks. The thesis includes theoretical information about the problem and description and analysis of the original problem. Streamline of that financial model is proposed in conclusion, the most important failing was existing customer focus. Objective of the streamline is extension of ratio analysis, solvent and bankruptcy model, through them we can evaluate new customers too.