Vliv objemu poskytnutých úvěrů na reálnou ekonomiku v České republice

Abstract

The aim of this thesis is an analysis of influence of the volume of provided loans on the real economy of the Czech Republic. In the theoretical part, the fundamental terms regarding the loan market, the division of the market and types of loan products available at the bank market are described. In addition, the thesis describes loan transmission mechanism, via which the influence of volume of the loans on the real outcome of the economy will be explained. In the practical part, vector autoregressive model, which describes mutual relationships among the individual values, is applied to data available at a database of the Czech National Bank and the Czech Statistical Office.