Hodnocení vlivu vybraných faktorů na solventnost pojistitele

Abstract

Selected Factors Impact Assessment on the Insurer Solvency. Nowadays insurance companies have an essential role during eliminating the effects of random events.Although the insurance companies are under threat of wide scale of risk, anytime they must have been able to cover all their clients’ valid financial claims; it means to be sufficiently solvent.The aim of this thesis is selected Factors Impact Assessment on the Insurer Solvency. The theoretical part of this work is focused to elucidate the concepts related to insurance. The methodological section is devoted to methods of measuring solvency, ways how to calculate the solvency, disposable and required solvency rate. The evaluating part is focused on sensitivity assessment of the selected factors impact on Kooperativa insurance company’s data.