Pojistné podvody v České republice a v zahraničí

Abstract

Insurance fraud represents a serious issue that threatens the financial stability of insurance companies and undermines trust in the functioning of the insurance market. This thesis focuses on the issue of insurance fraud in an international context, specifically in the Czech Republic, Slovakia, and the United Kingdom. The aim is to compare the legal frameworks, approaches to prevention, and methods of fraud detection, and to evaluate their effectiveness. The thesis includes a statistical analysis of the development of insurance fraud and semi-structured interviews with experts from the insurance sector. Attention is also given to modern tools used in fraud detection. Based on the findings, recommendations for more effective prevention and detection of insurance fraud in the Czech Republic are formulated in the conclusion.