Socioekonomické determinanty insolvencí v České republice

Abstract

The subject of the diploma thesis is the analysis and subsequent evaluation of the socio-economic determinants of insolvency institute in individual regions of the Czech Republic in the years 2018-2021. The theoretical part of the thesis is based on the research of specialized literature and is focused on defining the concepts of market failure, labor market and unemployment, social exclusion and indebtedness. The process of insolvency proceeding is also described here. In the practical part of the thesis, panel regression is performed using random effects. On the basis of the most suitable selected regression model, individual socio-economic determinants and their influence on the proportion of people in insolvency in the regions of the Czech Republic are discussed in the conclusion.