Komparace bankovních úvěrů a produktů pro občany vybraných obchodních bank v České republice

Abstract

The aim of this thesis is to describe issue of current accounts and consumer loans and objectively evaluate the individual supply of consumer unsecured, non-purpose loans, in five selected banks. Based on the terms and conditions for a particular applicant, which is evaluated and by comparative method is chosen best offer. Another decisive factor is the offer of current accounts, especially the price for using the services associated with it. The theoretical part is about the banking system in the Czech Republic, which is formed by the central bank and commercial banks. Then they are characterized by individual banking institutions and their offered products. In the practical part the specific comparison of loans and current accounts on the basis of the client's online application. According to individual preferences and parameters of applicant is selected and recommended for best variant of the product.