Směnárenství z pohledu ochrany spotřebitele a zájmů státu

Abstract

My Bachelor thesis, at the beginning, puts down the question whether the Czech foreign exchange is after two decades of development still hazard for state and also for its clients and whether the disrepute is only the remainder of history. To achieve the aim the foreign exchange is put into wider historical context with emphasis on development of foreign exchange law. One whole chapter is devoted to contemporary legislation editing the exchange activity. The core of my work is in exploring the issue of consumer protection of current exchange trade from both theoretical and practical point of view. At first there is described the legislative part of law protecting consumers and the ensuing responsibilities of exchange offices, then on the basis of field survey the quality of compliance of money changers was found. The paper, in its second part, deals with the duties of money changers in the fight against money laundering. Here is briefly remembered the issue of illegal exchange in the times of the socialist organization and pointed to an entirely new challenges that have to deal with today's society. Current situation is then analyzed from the perspective of the law enforcement and the level of performance of monitoring duties of the responsible authorities.