Analýza hypotečních úvěrů v České republice

Abstract

The aim of thesis is comparison of mortgage products through selected banks using decision analysis, and subsequently the determination the amount of costs for a natural person.

The thesis is divided into five chapters, the first chapter is the introduction and fifth section is the concludes. The second chapter is characteristics of the mortgage banking, the law, history and current developments. The third chapter describes the mortgage loan, the amount, price, and the different types, the conduct of the execution of the mortgage loan, the collateral and the repayment of drawings. Also is processed the issue of state aid and mortgage bonds. In the fourth chapter is a comparison of selected products through the multi-decision analysis and then by determining the amount of costs. From both points of view is selected the best product for individual person.