Devizové účty vybraných bank určené soukromým osobám

Abstract

Aim of my Bachelor’s thesis is to evaluate conditions during establishing foreign currency account at range of banks and compare their fees. In practical part I have used the method of description and to evaluate the fees of selected banks I have used the method of comparison. Thesis is divided into 3 parts. First part is focused on basic characteristics of bank system ( central bank, commercial banks, bank products, currency account). In second part there are given characteristics of basic payment systems in eurozone ( systems TARGET, TARGET2, EURO1, STEP1, STEP2,CLS). SEPA system is also explained in this part. Thesis is at this point followed by evaluation of conditions itself. I had chosen 6 banks which were briefly characterized and then I compared their conditions. Foreign currency accounts ( SEK and EUR ) were created so I compared the total amount of fees for account management, incoming and outgoing payments and SEPA payments. At the end I recommended a bank with the best results.