Analýza spořících účtů vybraných bank na území ČR

Abstract

Introductory part is devoted to the development of banking in the Czech Republic, the theory of savings accounts and descriptions of selected products. The practical part deals with optimal choice of savings account. The analysis is performed using matrices usability and the degree of risk. Specifically, the criteria used for evaluation: the required minimum deposit, minimum deposit to obtain a favorable credit, card payments and interest.

By using Fuller drawing triangle were given a weighting of each criteria. Subsequently, there was a compilation of simple and weighted matrices. Decision was made for the risks posed by banks' inability to pay its obligations. For these purposes, the data were used by Standard & Poor's due this we determined the degree of risk. The selection of optimal savings account was made by comparing the usability and risk, in our case it happened ING Account.