Srovnání retailového bankovnictví ve střední Evropě

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Sušková, Dominika

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Vysoká škola báňská - Technická univerzita Ostrava

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Abstract

Purpose of my bachelor thesis, is to compare retail banking prices, and further choice of the best bank system from four chosen middle europe countries. Especially, Czech Republic, Slovakia, Poland, and Austria. From each country are chosen two significant banks. Further more two clients are chosen (active, passive). Based on their different requirements, the best deposit products are chosen for comparation ( current account, term deposit), which are offered from single banks. Current account´s yearly costs and total revenues are calculated, based on the clients demands. For comparation exchange rate recalculation is necessary, that means we have to recalculate to CZK based on chosen method. (exchange rate, indices of HICP, GDP per capita in PPS). In conclusion are these costs and revenues compared, and total “profit”/”loss” is set for clients in individual bank.

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Import 04/07/2011

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Retail banking, term deposit, current account, nominal interest rate, real interest rate, profit, loss.

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