Srovnání spotřebních úvěrů v České republice

Abstract

The main goal of this Bachelor thesis is to evaluate the most suitable consumer loan in Czech Republic for predetermined customer with the use of multicriteria decision methods. The thesis is divided in 5 chapters, The first introduction chapter outlines the main problem of thesis. The second chapter contains the characteristics of consumer loans, their categorization, including categorization according to applicable legislation. The third chapter describes the methods of multicriteria decision making, which are then used in the fourth chapter. The fourth chapter consists of a case study, where the customer is first defined, for which in the next part the evaluation of the most suitable variant will take place. Furthermore, banking and non-banking institutions are selected and criteria are defined according to which the evaluation of variants will take place. The following is a calculation of weights and evaluation of variants by our chosen methods. At the end of the chapter there is an overall evaluation and comparison of individual variants according to the advantage for our defined customer. The fifth chapter is the conclusion of this bachelor thesis.