Oddlženie a jeho ekonomické dôsledky pre dlžníkov

Abstract

The work evaluates the position of debtor in debt relief. Oversized indebtedness has very dameging impact for debtor. Too much borrowed finances can cause debtors bankrupcy. Debt relief is one choice to solve debtors bankrupcy. Debtor use property or part of income to patch up his debts in law procedure. Depend on choose form of debt relief is debtor forcing to sacrifice significant part of his property or incomes in favour of creditors. One way to reduce dameging impacts of debt relief is prevention. Properly choice of preventing Instruments and financial literacy reduce propability of insolvency of debtor, or reduce its subsequences. The object of work is to evaluate the role of debtor in insolvency, evaluate its economy impacts and possibilities of its reducing.