Pojištění odpovědnosti za škodu v mezinárodní silniční dopravě

Abstract

The aim of this thesis is to specify insurances related to international road transport and determinate their importance. In this thesis, there are basic terms such as liability, damage, international road transport, risks and subjects of road transport described. The main emphasis is placed on definition of individual types of insurance related to international road transport. International road transport is connected with three types of liability insurance and one type of property insurance. Only the Motor Third-Party Liability Insurance is obligatory while remaining ones are voluntary. Each of this insurance is also described from practical viewpoint – there are insurance contracts of specific company doing business in international road transport described. Specified claims settlement procedure including quantification of damage and indemnification payment from insurer is stated, too. Total price of individual insurances is calculated considering four years and their returns in the form of indemnification are analyzed.