Komparace produktů investičního životního pojištění a výběr optimálního produktu

Abstract

The subject of this thesis is the comparison of investment life insurance products and selection of the optimum one with respect to the chosen individual’s needs and requirements. The first part introduces life insurance with the emphasis on investment life insurance – the paper elaborates on its basic principles, importance, advantages and disadvantages. Furthermore, the most commonly offered funds are presented and the tax aspects of life insurance are described. The next part deals with the contemporary situation in Czech life insurance market, outlines some of the insurance companies and characterizes their products. In the last part the products are compared by means of decision analysis and graphic comparison methods; subsequently, the optimal product, i.e. the one which fits best the individual’s needs and requirements, is chosen.