Vyhodnocení ekonomického dopadu oddlužení na dlužníka

Abstract

The thesis aims to evaluate the current state of indebtedness of Czech households. The work deals with the causes and potential consequences of public debt and related possibilities recourse to debt relief and also analyzes the economic impact of debt relief to the debtor. The first chapter is devoted to theoretical description of the debt relief instruments. The content of the second chapter is an analysis of household indebtedness in the Czech Republic, is briefly characterized by banking and nonbanking financial sector, together with the products currently offered and described the structure of indebtedness of Czech households. The final chapter deals with the analysis of selected borrowers, which have been granted debt relief and its evaluation.