Analýza finančních produktů určených k financování vlastního bydlení

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Matušková, Petra

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Vysoká škola báňská - Technická univerzita Ostrava

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Matušková, P. Analysis of financial products intended for financing owner-occupied housing. Ostrava: Department of Finance, Economic Faculty, VSB – Technical University of Ostrava, 2010. Bachelor thesis, head Ing. Josef Novotný Bachelor thesis is focused on construction saving and mortgage loans. Thesis objectives are characteristic of these products, their comparison with total financial cost and multicriteria analysis and subsequent choice of the most suitable product intended for financing owner owner-occupied housing. First part of the thesis includes characteristics of construction saving and mortgage loans. History and present situation of both products are described in the second part of the thesis. The third part is devoted to comparison of products, their estimation and election of the most optimal product for financing owner-occupied housing.

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Import 29/09/2010

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Keywords Building savings, mortgage loan, bridging loan, building society, mortgage bank, state assistance, multicriteria analysis, total financial cost, interest rate, target amount.

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