Analýza bankovních produktů určených k financování podnikatelského sektoru

Abstract

Purpose of this work was a comparison of selected banking products, which are designed for small and medium enterprises for financing their needs. There were selected products of Komerční banky, České spořitelny a Československé obchodní banky, which were analyzed using the methods of multicriteria evaluation. In the second section there was performed the general characteristic of banking products, which cover the banks financial needs of their clients. There was also mentioned systematization of banking products and described the credit process. In the last section of this chapter there was carried out the division of loans. The third chapter was devoted to describing the characteristics of the selected banks and their individual loans. The analysis was performed by a scoring method and Fuller´s method. The results were commented on in the fourth section.