Banky a srovnání nabídky bankovních hypoték na českém trhu

Abstract

Mortgage loans represent one possibility how to get money resources for the purchase of real property, enterprise activities or any other needs. This thesis is focused on morgage loans for the purchase of real property, because they are used the most of all. The theoretic part explains the basic terms which are related to the mortgage loan such as fixed interest rate, period of loan maturity, drawdown mortgage loan etc. The practical part compares the offer of morgage loans of three the most important banks on the czech morgage market (Hypoteční banka, a.s., Komerční banka, a.s. and Česká spořitelna, a.s.) in three model examples according to interest rates and charges.