Dluh domácností po splatnosti a jeho řešení ve srovnání exekučního řízení a oddlužení

Abstract

The aim of this thesis is to analyze household indebtedness and evaluate possibilities of solving overdue debts in comparison of enforcement proceedings and debt relief. Within the indebtness analysis, possible causes of household debt are characterized and analyzed with focus on financial literacy of the population of the Czech Republic as well as structure of the indebtedness. The key part of this thesis consists mainly theoretical definition of enforcement proceedings and debt relief followed by practical application and a final comparison. Regarding the model of a fictional debtor, theoretical knowledge of enforcement proceedings and debt relief were applied and evaluated in the conclusion chapter.