Řízení podnikové ekonomiky

Abstract

Thesis is divided into part of the theoretical-methodological and application-verification. Theoretical and methodological part deals with methods of verification of client risk and the difference between the results obtained using scoring and rating models. Application-verification part is aimed at a bank company GE Money Bank, a.s. and non-bank company Cetelem CR, a.s. and analysis of verification of client risk. Purpose of the thesis was aimed at comparing two different social groups (families), as potential applicants for loans and.their.options.for.obtaining.credit.