Bankovní poplatky v České republice a na Slovensku

Abstract

In this thesis, the importance of banking fees for banks in the Czech Republic and Slovakia in 2007-2012 is examined. The thesis is also focused on the amount of banking fees for the customers of the Czech and Slovak banks in 2014. The theoretical chapter defines a banking system in general. The following chapter describes the Czech banking system. The final chapter contains banking fees analysis. In the thesis, the descriptive method and the comparison method are used. The findings show us that services of the small banks are less expensive than that of the large banks in the Czech Republic. Slovenská spořitelna is the most expensive bank from the large Czech and Slovak banks. Czech UniCredit Bank is bank with the lowest fees. The results of the analysis also show that the internet banking is the cheapest alternative for the customers. Fee income is most important for Česká spořitelna; it is the bank with the highest share of net fee income on the operating income. The Czech ČSOB was identified as the bank with the lowest share of net fee income.