Technická efektivnost zdravotních pojišťoven

Abstract

The thesis focuses on the evaluation of the technical efficiency of health insurance companies in the Czech Republic. The aim of the thesis is to evaluate the technical efficiency of health insurance companies in the Czech Republic for the period 2018 to 2023 according to input-oriented DEA models To achieve the stated objective, three research questions were formulated. Two input-oriented models M1 and M2 with different concepts of input and output variables were constructed for the analysis. These models were applied under the assumption of constant returns to scale (CRS) and variable returns to scale (VRS). The analysis also included a scale efficiency (SE) indicator. Based on the results, it can be concluded that the General Health Insurance Company of the Czech Republic (VZP ČR) achieved the best technical efficiency results in both models. Furthermore, the results show that health insurers achieved better technical efficiency results in the VRS model than in the CRS model and that most health insurers achieved higher technical efficiency values in the M2 model than in the M1 model. This confirms that the results of DEA analysis are sensitive to the chosen inputs and outputs, and their choice significantly affects the interpretation of the results.