Posouzení finančních produktů vhodných pro začínajícího investora

Abstract

The aim of the bachelor thesis is to select financial products suitable for beginning investors, divide them according to their characteristics into investment horizons, assess them and then find out which product is the most suitable for the investor with the given goal in the given horizon. The theoretical part is focused on the basics of the investment process, their nature, their function and importance of the financial market and the importance of the investment plan. In the practical part, financial products are characterized and assessed based on certain criteria such as profitability, risk and liquidity. It was found that in the short term if the aim is to deposit a liquid reserve, the most suitable products are savings accounts. In longer investment horizons, the amount of regular investment has a significant influence on the selection of the most suitable financial product.

Description

Subject(s)

investing, financial products, banking products, basics of the investment process, investment plan, collective investment, investment horizon, assessment of financial products, beginning investor

Citation