Srovnání jednorázového a pravidelného investování prostřednictvím podílových fondů

Abstract

Nowadays there are many ways how to invest free funds. One of the most frequent ways is to invest into mutual funds. Open-end mutual funds offer the possibility of either lump-sum investment at the beginning of the investment period or to periodically save small amounts of money through the whole period. Goal of this bachelor thesis is to compare performance of both investment methods by using criteria of internal rate of return, profitability and risk. First part of the thesis describes types of mutual funds and their history. Second part consists of brief description of selected mutual funds and theoretical explanation of criteria used for comparison of the investment methods in the practical part of the thesis. In the last part the results of the investment methods are presented on selected mutual funds. Conclusion of the thesis provides recommendation for investors based on the findings.