Dostupnost bydlení v České republice

Abstract

This bachelor’s thesis analyzes and compares housing affordability across the individual regions of the Czech Republic for the period 2014–2024. The main objective of the thesis is to assess regional differences in housing affordability and identify the areas with the highest and lowest levels of affordability. The findings can serve as a basis for the formulation of housing policy, the determination of housing subsidies, and decisions regarding the further development of the housing stock in individual regions. The thesis is based on two research questions. The first examines whether Prague exhibits the lowest housing affordability during the period under review. This assumption is based on long-term high real estate prices, the imbalance between prices and residents’ incomes, and strong demand for housing in the capital. The second research question examines whether the Ústí nad Labem Region exhibits the highest housing affordability, as it is characterized by lower real estate and rental housing prices. Methodologically, the study is based on descriptive statistics, with particular emphasis placed on the average values of the indicators under review. The data are analyzed as a time series and compared across individual regions to identify regional differences. The analysis also includes an assessment of the relationship between housing prices and residents’ incomes, specifically through the ratio of property prices to income and the ratio of rental costs to income. The thesis is structured into six chapters. The introductory chapter defines the thesis’s objective, research questions, and methods used. The second chapter focuses on theoretical foundations and housing policy. The third chapter analyzes the housing stock. The fourth chapter defines indicators of housing affordability. The fifth chapter presents the results of the analysis, and the sixth chapter summarizes the main findings and conclusions of the thesis.